From The 2028 Global Intelligence Crisis: A Thought Exercise In Financial History, From The Future
What follows is a scenario, not a prediction.
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A competent developer working with Claude Code or Codex could now replicate the core functionality of a mid-market SaaS product in weeks. Not perfectly or with every edge case handled, but well enough that the CIO reviewing a $500k annual renewal started asking the question “what if we just built this ourselves?”
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The interconnected nature of these systems weren’t fully appreciated until this print, either. ServiceNow sold seats. When Fortune 500 clients cut 15% of their workforce, they cancelled 15% of their licenses. The same AI-driven headcount reductions that were boosting margins at their customers were mechanically destroying their own revenue base.
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